The agent who wrote the textbook on Texas insurance.
Fort Worth’s hometown insurance expert. Born and raised here, licensed since 2007, and genuinely invested in protecting what you’ve built. Get the coverage you need from an agent who actually understands it — not a call center, not a chatbot. A real person, right here in Fort Worth.
Request a CallCoverage for Every Part of Your Life
Home Insurance
Your home is your biggest investment. Make sure it’s protected the way you actually want it to be — not just the minimum the lender requires. We’ll review your coverage, explain what’s covered and what isn’t, and make sure you’re not sitting on a gap you don’t know about.
Common questions we answer:
- What does a 2% hail deductible really mean?
- Is my roof covered if a storm hits?
- Am I underinsured if my home has appreciated?
Auto Insurance
Texas roads are busy. Whether you’re commuting on I-35 or running kids to school in Keller, you need coverage that holds up when something goes wrong. We’ll put together a policy that fits how you actually drive — and find every discount you qualify for.
Life Insurance
The best time to lock in a life insurance policy is before you need it. Term or whole life — we’ll walk you through both options in plain language, without pressure. You’ll understand exactly what you’re buying and why.
Renters Insurance
You don’t own the walls, but everything inside them is yours. Renters insurance covers your belongings, your liability, and your temporary housing if something forces you out. It costs less than most people think.
Business Insurance
Running a business in Fort Worth means you’ve got real assets to protect. Whether you’re a solo contractor or a small business owner with employees, we’ll build coverage around your actual operation — not a generic package that leaves gaps.
Other Coverage
We also write coverage for: Umbrella/excess liability, Motorcycle, Recreational vehicles, Travel insurance, Mexican tourist auto, Surety bonds, General liability. Not sure what you need? Request a call. We’ll figure it out together.
Your Agent Has Actually Done the Reading
David Offutt isn’t a name on a directory listing. He’s a Fort Worth native who has spent nearly two decades building expertise in insurance — not just selling it.
He holds a Master of Science in Economics from the University of North Texas and a Bachelor of Science in Economics from UT Arlington. He doesn’t just help you pick a policy. He understands risk at a structural level — the same way a financial advisor thinks about a portfolio.
He is a published author. His book, Understanding Insurance in Simple English, is available on Amazon and offered free to clients. It’s a plain-language guide to insurance coverage written for people who don’t speak insurance. No other insurance agent in DFW has written one.
He is the founder of Texas Real Estate Academy (TREA), where he teaches TREC-approved continuing education courses to Texas real estate agents on insurance topics. When a realtor in Fort Worth needs to understand what a homeowners policy covers, they’re often learning from David’s curriculum.
He is the owner of 123AceTheTest, the insurance exam prep school that has helped train hundreds of agents now working across Texas. He didn’t just study for the insurance exam — he wrote the study materials.
Texas Insurance License #1465807. Licensed since 2007. Serving Fort Worth and the surrounding Tarrant County communities for over 18 years.
He’s not a transplant. He’s not a call center rep working from a script. He grew up here, built his career here, and his agency is here. When you call, you get David or a member of his team — people who know this market because they live in it.
Serving Fort Worth and All of Tarrant County
We write policies for homeowners, drivers, families, and business owners across the DFW metroplex. We know these communities because we’re part of them.
- Fort Worth — Hometown base. All neighborhoods.
- Keller — New construction, growing families, suburban homeowners.
- Southlake — High-value homes, bundled coverage, estate-level protection.
- Mansfield — Growing suburbs, first-time homeowners, young families.
- Colleyville — Established neighborhoods, high-value home coverage.
- Grapevine — Homeowners and business owners near DFW corridor.
- North Richland Hills — Families and long-term residents.
- Arlington — One of the largest cities in DFW — full coverage for all of it.
- HEB Corridor (Hurst, Euless, Bedford) — High-density auto, renters, and home coverage.
Not on this list? If you’re in Tarrant County or anywhere in the DFW area, reach out. We cover more ground than this page can list.
Ready to talk coverage?
You don’t need to dig through comparison sites or talk to a stranger in another state. You’ve got a local, licensed insurance agent in Fort Worth who has been at this for 18 years, wrote the book on Texas insurance, and is ready to answer your questions.
Request a CallNo pressure. No obligation. Just a straight conversation about what you need.